中金发表报告表示，列出内银股最新估值及股息率预测：股份│明年市净率预测│明年股息率预测工行(01398.HK) +0.050 (+0.786%) 沽空 $2.87亿; 比率 36.344% │0.5倍│5.7厘建行(00939.HK) +0.060 (+0.764%) 沽空 $4.05亿; 比率 39.806% │0.5倍│5.8厘中行(03988.HK) +0.050 (+1.119%) 沽空 $1.88亿; 比率 41.364% │0.4倍│5.7厘农行(01288.HK) +0.070 (+1.351%) 沽空 $5.20千万; 比率 31.857% │0.6倍│5.1厘交行(03328.HK) +0.030 (+0.445%) 沽空 $6.30千万; 比率 76.757% │0.4倍│5.7厘邮储银行(01658.HK) +0.010 (+0.205%) 沽空 $4.41千万; 比率 28.302% │0.5倍│4.7厘招行(03968.HK) +0.580 (+1.203%) 沽空 $1.56亿; 比率 60.709% │1倍│4.4厘光大银行(06818.HK) +0.010 (+0.310%) 沽空 $6.91百万; 比率 26.692% │0.4倍│5.6厘民生银行(01988.HK) +0.060 (+1.538%) 沽空 $1.33千万; 比率 23.589% │0.3倍│5.2厘浙商银行(02016.HK) +0.010 (+0.382%) 沽空 $7.43百万; 比率 28.671% │0.3倍│6.3厘重农行(03618.HK) +0.020 (+0.333%) 沽空 $1.21千万; 比率 27.728% │0.4倍│6.1厘(wl/j)(港股报价延迟最少十五分钟。沽空资料截至 2026-03-06 16:25。)